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Calculate mortgage

CHF
20%
CHF
⚠ Warning: FINMA requires at least 20% own equity.
% / year
Estimated Monthly Cost
CHF 0
Monthly mortgage interest: CHF 0
Amortization 2° 2nd rank (15 years): CHF 0
Maintenance costs (1% p.a.): CHF 0
Loan-to-Value (LTV) —
Mortgage Amount CHF 0

Check if the mortgage is affordable according to Swiss criteria

CHF

Annual gross household income (all incomes combined)

Burden-to-income ratio 0%
0% 33% (max) 50%+
Minimum monthly income required
to meet the 33% threshold
CHF 0
Equity Check
Maximum limit: 80%
—
Loan-to-property-value ratio
Maximum limit: 80%
—
Burden-to-income ratio
Recommended maximum: 33%
—
Stress Test (5% rate)
Swiss banks verify affordability with a hypothetical rate of 5%
CHF 0 —

Calculate the costs for purchasing your home

Use our calculator to estimate the required equity and monthly expenses for your new property in Switzerland. Enter the purchase price to instantly find out your estimated mortgage payment.